Simple Tips to Keep Costs Down With the Rise of Inflation : The inconveniences of rising inflation are the most pronounced barriers of a stable economy in modern day societies. While the uncontrolled price hikes are gearing up to newer dimensions every day, it has become an obvious necessity to look for ways that can curb down the issue to potential limits. Talking along the line, the following article attempts to put forward some quick tips that may prove useful to keep costs down, ahead of the rising inflation.
Combating Inflation: Quick Tips and IdeasRead More
- Follow a Budget
Planning your expenses in line with a monthly budget is undoubtedly, the best way to combat the issues of rising commodity costs, particularly those of the everyday essentials, like, food, clothing and housing. In the alarming scenario of unrestrained cost increments, moving along a budget makes sure that your expenditure is both, limited and reasonable. This will help you to save enough funds that can be utilized under random situations and unforeseen emergencies.
- Search for Cheaper Options and Alternative Stores
When looking for interesting ideas to run down the inflation crisis, you can move towards buying cheaper product alternatives for the same quality. Another way to address the issue is browsing through new commodity stores and availing the low cost services by comparing the utility prices. You can also make of cost cutting coupons and rewards when shopping at bulk stores to curtail your monthly expenses to a considerable extent.
- Don’t Spend Unnecessarily
Saying NO to those unwanted but appealing expenses on a regular basis can be a wise step towards keeping a check on the facility costs that tend to cross the line of your budget. A few examples to include in your daily routine can be the use of carpools and public transport facilities for travelling, not stuffing your grocery shopping bag with extra treats, cancelling unnecessary utility subscriptions and so on.
- Move Towards No Cost Alternatives
Another amazing tip to cut down on the rising inflation is looking for cheap and free services in your nearby locale. A good alternative can be sharing facilities with your friends and family. Availing combo streaming services or sharing rented dwelling and transport utilities with the people you know can be a 2-way convenience for your budget as well as the people you invite in. Making a wise use of such expenditure balances goes a long way to increase your regular savings over time.
How to Turn Your Old Clothes Into Cash-The modern era of digitization and technological revolution has brought in a series of interesting facilities and advantages at our fingertips. Looking vast and diverse, the web based platforms of toady have a solution for the weirdest concerns you can possibly think of. Speaking in the light of the fact, the following article aims to talk about some appealing ideas and methods for making your old and unusable clothes into potential sources of earning money.Read More
Tips to Make Money from Old Clothes
- Avoid Piling Up a Stock
When done with using apparel to your heart’s content, it would be a smart habit to advertise them for sale. In case you want to pull up a decent amount of cash, an early dispatch of old clothes becomes even more necessary if you are getting away with a limited edition brand. Since clothes usually encounter degradation in value with time, except some vintage or rare pieces, it would be wise to clear the stocks as soon as possible.
- Practice Seasonal Selling
Although you can sell out your stock of old clothes as and when you please, however, choosing to advertise them in line with seasonal priorities can be helpful in generating a quick and hefty sale. For example, you can move ahead with taking out your winter wears during autumn, or give away t-shirts and spring dresses in summer. Ahead of these, there can be a class of selected apparels that have an all-season benefit and can be cleared any time.
- Put Forward an Appealing Collection
Before moving ahead with advertising your collection, make sure that they are in an affordable condition. Take caution to wash, remove stains if any and iron the clothes before taking the out for sale. If you are willing to showcase your collection on online platforms, take care to upload high resolution images with natural and complete visibility. You can further, include size charts and brand labels within the images to add extra impact.
- Advertise on Multiple Sites
Listing your sale items on a variety of sites can be helpful in maximizing the degree of product exposure. You should however, be careful enough to closely monitor the buying queries and requests when using this tip, so that the sold items on one site can be removed on time from the remaining places. This is important to ensure customer satisfaction, while simultaneously avoiding the annoyance of getting a negative feedback.
How to destress for less? :At some point in your life you might have gone through stress. It has now become a common problem because of the hectic work schedules. Not dealing with stress at the right time can cause several health issues. Thus, it is suggested to plan out an effective way to destress yourself and lead a happy life. Here are some tips that you can follow to reduce your stress.Read More
Taking a Healthy Diet
Taking a healthy diet is important as it provides you with the vitamins and minerals which are essential for your body. Eating healthy can make you feel good and help you to improve. Your diet provides you the essential nutrients that keep the brain healthy. This is a great way to deal with the stress.
Taking care of yourself
Taking out time for yourself and practicing different things which can divert your mind can help you to stay healthy and also it can reduce your stress. Here are some examples like you can go for a walk, reading a good book which can take you in a world full of fantasy, exercising or practicing yoga for at least 30 minutes. If you have any hobby you can practice that or start taking classes for that hobby which can help you to think good things. Try to engage yourself as it can help you to improve and live a healthy life.
Spending some time with your friends and family
A support from friends and family is important as it helps you to cope with stress. Having someone with whom you can talk plays an important role as you can share your things which you are worrying about. It stops you from over thinking when you have someone by your side. If you don’t have anyone with whom you can share try joining social groups or volunteering in any social event which you like.
Start Saying ‘No’
Adding so many things which you can’t even handle can increase your stress. Try to start saying ‘No’ if you are overburdened with work. Say ‘No’ to things which will add to your load. This can help you to reduce your stress.
Stress is a thing that you cannot eliminate from your life. So, there is a need to find out the things that can help you in overcoming it. Giving time to family or following your hobbies is one of the best ways to destress yourself in a budget.
How Much You Can Save on Groceries With Own-Brand Switch: The exponentially rising inflation has taken a toll over the purchasing requisites and patterns of essential commodities of everyday life. Among all other utilities that are undergoing a cut down, groceries are no exception. While such price hikes are known to have long term impacts, modifying your shopping habits can be a potentially helpful solution. The following article illustrates some useful suggestions to reduce your grocery shopping bill via an own-brand switch.Read More
Own-Brand Switch: Cutting Down the Grocery Expense
Supermarkets today are dedicated to meet the growing and dynamic needs of their customers in line with the latters’ budget specifications, to aid in putting through with the rising costs. An innovative step towards addressing the concern is the launch of own brand products. Such items are deemed to be excellent in value and low on cost, so that you can go for a lesser price commodity without having to compromise on the affordable quality.
Some Significant Examples of Own-Brand Switch
- ASDA’s New Product Range
ASDA’s new customer value scheme is a notable example in this regard. The supermarket has recently replaced its Smart Price Range of grocery essentials with a new range of products under the name Just Essentials by ASDA. The series is announced to have an increased quantity of products with around 50% more inclusion as compared to the former range.
2. Supermarket Switching
You may often land across a realization that some of the supermarkets have reasonably higher costs even in their own brand ranges. Under such circumstances, you may opt for a switch of the supermarket itself to lower down your grocery purchase costs. A practical example in this regard is shown in the Kantar’s Figures on Supermarkets, a telecast program on market statistics.
Pre-Shopping Look Outs
As you land in the nutrition and grocery market to shop for these essentials, take note to have a look at the Grocery Discounts and Voucher Codes page of your preferred supermarket. You should also consider browsing through the exclusive rewards, bonuses and latest running offers. Some of the leading names incorporating the customer reward facility to keep the product costs within the budget limitations are ASDA, Co-op, Morrisons, Sainsbury’s, Ocado, Aldi, Waitrose & Partners, Tesco, etc.
Before you proceed with comparing the brand and supermarket prices, it would be wise to take a look at the commodities encountering the maximum price hike and the underlying reasons to the same.
5 recipes liked the most in the UK– You may be a foodie and love trying different dishes while on a trip. One of the best places to explore and satisfy your taste buds is UK. The place is known for its delicious cuisine. The top 5 that are a must to try are further discussed here.Read More
This dish is similar as shepherd’s pie that is made from lamb or mutton and vegetables, and sliced potatoes. You need to use a heavy pottery dish to cook it. You should cook it at low heat as the meat can get succulent and tender. This recipe is very cheap and simply prepared that is why it is a very popular dish and people normally eat it with beetroot or pickled red cabbage.
This is the most popular sweet that the Brits mostly like to eat after dinner. This is made of cored, peeled, and sliced Bramley apples that are covered with a mixture of flour, butter, and sugar. The oven is used to bake the delightful dessert and for making the crumble golden brown. You can serve the dessert with custard made from milk, vanilla, and eggs or vanilla ice cream. Plum, peach, blackberry, and rhybarb fruits are also used in crumble. You can also use rolled oats, nuts, or ground almonds as a topping.
This dish is easy to prepare and the best family meal. It is made of minced lamb that is cooked in sauce or gravy with onion and used mashed potato to top it. This recipe can be prepared in different variations and can use other vegetables like as carrots and peas to the filling. Many people also make a layer of grated cheese that gives an extra flavor to the dish.
Fish and chips
The UK people like to eat fish and chips from many years. This is a street food that is served in a piece of newspaper or white paper. Most people like to eat it using their fingers. The fish like plaice, cod, or haddock, is dipped in batter and also deep fried. You need to cut the chips thicker and also deep-fried two times to cook the potato perfectly and make outside crispier.
How to secure the best deals on groceries – You are out in the supermarket and before you know, the bills of your grocery simply extend the amount that you have set as the weekly budget. This could be troublesome and also leave an impact on your overall budgeting. However, you need not to worry about this and opt for the best ways to secure the best deals on groceries. Here mentioned are some of them.Read More
Stick to your shopping list
Whenever you are going to purchase groceries do not forget to make a shopping list. This is important because you will be able to know what you have to purchase. Not only making the list is important but you should also stick to it. Try and avoid purchasing needless things that are not even on your shopping list.
Go for bulk purchasing
Another way of saving money on grocery is to purchase things in bulk. Purchasing the things in larger quantity can cut down the overall pricing. Also, make sure that you are getting the best deals in bulk purchasing. You can also split such orders with any of your friends.
Do not stick to a particular store
If you are purchasing from any particular store thinking that they offer the best prices then you may be proven wrong. You should not stick to any specific shop as you can get the things in a cheaper rate elsewhere. This is also possible that you get some sales at any other shops for the same items. This is the reason you should look around all the shops once a while.
Shop only once a week The less you will shop the more you will save. This can be surprising but absolutely true. If you will go for shopping once a week then you might store a good quantity of the items. This will avoid you to purchase those items next time you shop. Ultimately you will start saving money every time you go for shopping.
Using coupons can also help you to save on groceries. Keep a check on newsletters, magazines and newspapers as you can find coupons in them. You can use these coupons wisely to avoid additional expense.
Tips to stay motivated for workout :Let me start with a question this time. Have you ever started a fitness program and quit? If you answered yes, you’re not alone. Many people start fitness programs but they may stop when they get bored, they don’t enjoy it or results come too slowly. I always choose to write on those problems which I’ve gone through so that I could genuinely connect to the problem and readers. Here are several tips to stay motivated for your workout.Read More
- CHALLENGE YOUR LIMITS
If you are a beginner, then take small goals like starting with 10 mins of grass walking or one round of jogging etc and then gradually increase your limits. Also try to challenge your limits. What I mean by saying that is if you walk for 10 mins today, make a goal to walk 15 mins tomorrow and push yourself hard to complete the challenge. If you run for one round today, then make sure you run for one and a half rounds tomorrow. By adopting this you will get two benefits – (a) you will improve your stamina (b) your body metabolism will increase
Talking about me, I started by doing 20 mins of grass walking and surprisingly, now I walk for an hour and a half continuously. It took me 2 months for this big change
- MAKE IT FUN
Do you get bored of those high intensity workouts and make your workout routine a fun? If you answered yes, then you are not the correct page. Make your workout fun. It will help you stay motivated throughout your fitness journey. Include dance workouts, zumba sessions, aerobic exercises or some outdoor sports like badminton, cricket, football, basketball etc. once or twice in a week. If you don’t want to workout alone, then you can involve your friends/neighbours also. Including them will provide you a competitive environment which will force you to workout more than you do regularly. They will turn your workout into a fun class.
I personally include zumba/dance for one day and badminton/tennis for one day in my workout routine. It gives me a boost up to workout again the another day.
- MAKE YOUR WORKOUT PLAN
Rather than randomly doing any exercise, you should better make a workout plan. Give stress to a particular part of your body for one day and another part of your body for another day. Planning your workout will also set a goal for you as you will know the number of exercises you have to complete. The most important thing while planning your workout is to plan a resting day for your body to recover and relieve the stress of all the six days. Your body has worked for six tiring days and have all the rights to take rest for a day. Planning a workout isn’t easy. So I’ve come up with two plans which will help you plan your workout.
- YOGA WORKOUT PLAN
Monday – pure yoga
Tuesday – power cardio yoga
Wednesday – strength training yoga
Thursday – power pilates yoga
Friday – HIIT yoga
Saturday – pure yoga/zumba/dance/aerobics/any outdoor sports
Sunday – resting day
- GYM WORKOUT PLAN
Monday – stretching
Tuesday – back and biceps workout
Wednesday – core body workout
Thursday – legs workout
Friday – chest, shoulder and triceps workout
Saturday – aerobic/HIIT/Bollywood workout
Sunday – resting day
Choose any one of these plans and start your fitness journey now.
- DO NOT SKIP WORKOUTS
When we enrol ourselves in a new gym or in a fitness class, we all pledge to religiously follow our schedule no matter what. But how many of us are actually able to live up to the promise we made? Not many I guess. If you don’t want to lose your fitness motivation, you need to keep up with your healthy routine and not skip your workout.
- REWARD YOURSELF
Whenever you complete your goal, reward yourself with some gifts which will encourage you to complete your goal with more enthusiasm the next day. Rewards need not to be expensive gifts. They can be your favourite icecream/any other food item once or twice a week, workout clothes, a pair of shoes.
For me, I made a rule that until and unless I won’t complete my workout routine, I won’t watch my favourite TV show. It worked very well for me because watching TV is my favourite time pass.
So, that’s it on this topic. I hope all these tips really help you out to stay motivated to work out every morning. Just implement these simple five steps in your life and you will notice that your workout has become so easy and fun.
How to reduce food waste and save money : Nowadays, as I look around, I noticed that food waste has become a habit. Firstly, people buy a lot more stuff than what is needed and secondly, they eat a lot more than required which ultimately leads to food waste. You might not be aware of the fact that by these habits, we are putting extra strain on our nation’s economy and natural resources like forests/farms. Also, we are putting extra pressure on our hard working farmers. When you waste food, you also waste our precious resources (like water, seeds, feed, etc.) that go into producing it. It ultimately leads to the weakening of our nation’s economy. So today, being a responsible citizen, I am taking responsibility and have come up with great ideas on how we can reduce food waste and ultimately save a lot of money.Read More
Store Food Wisely
Always remember to keep older products in the front row of your shelf and the latest ones and the back so that the older products get used first and not get spoiled. I am suggesting this method by personal experience – My kitchen used to be very disorganised. Many times it happened that I kept some old packets and bottles somewhere inside the store and then forgot about them. By the time I used to find them, they were already expired and ultimately food and money, both got wasted. That is why I always suggest to organising the kitchen properly.
USE YOUR LEFTOVERS
Another super technique to save both food and money is to use your leftover food to make new dishes out of them. If you don’t eat everything you make, remember to freeze it for later use.
I’ll tell you what I cook out of the left over food which you can also cook:
USE OVER RIPENED FRUITS AND VEGETABLES
Whenever a fruit gets over ripened, do not throw them. Rather you can make a fruit smoothie/milkshake/thick shake. If there are multiple over ripened fruits, then better to make a fruit cream/custard.
Similarly, if there are over ripened vegetables like tomato/bottle gourd/bitter gourd/beetroot/pumpkin etc. then you can make soup out of them rather than throwing it away.
BUY ONLY WHAT YOU NEED
Many people believe in buying a lot of stuff together and freezing it which leads to rotting of food and wastage of money. You can save a lot of money just by buying your grocery in limit.
Talking about me, I buy my vegetables and fruits on a daily basis. By doing this, neither the vegetables get rotten nor I have to throw them. Infact, I get fresh vegetables daily. You wont believe it but since the time I have adopted this method, I have started saving a good amount every month.
We usually buy vegetables and fruits from a retail shopkeeper due to which we get it more expensive because the shopkeeper earns his own profit. So I would personally suggest you buy vegetables from the wholesale market. I can assure you that you can save a good amount everytime you go for a purchase.
Author : Ritisha Jain
Happy Parenting : I just feel nowadays, we need to change our parenting skills. Children of new generation are not the same as the previous generation. You just must take the values and ethics from the ancient times and put it into your child in a different pattern. Let me tell you what I feel about the modern-day parenting.
- BECOME YOUR CHILD’S FRIEND
If I would share my experience with you, I have a 15-year-old daughter. She has so many friends but still I’ve managed to become her best friend and she managed to become mine. I’ve started competing with her in learning the answers/ reading the chapters. I go shopping with her, chit chat a little with her, talk about my school times with her and trust me she enjoys a lot and so do I.
Even if it’s late, I realised that the best way to know in and out about your child is becoming his/her best friend.
- TRUST YOUR GUT FEELING
Use your intuition to raise your child. I would like to tell you that there are no fixed rules or steps which are needed to be followed in parenting. Every individual is a different parent and so is every child. Tailor your parenting techniques keeping in mind, both, what suits you and what your child needs. Keep your child’s interest in mind but stay alert and very careful not to fall in the trap of helicopter parenting.
Make some time everyday to spend with your little one. It can be anywhere, like in your bedroom, parks, beaches and have a conversation with him/her. I personally feel this is a master tip among all the tips. By communicating, you get to know your child much better in many ways. I make sure to take my daughter to a park daily and we sit there for almost 30 to 45 minutes. We have conversations regarding her friends, teachers, sports, latest trends, etc. which is again so much fun to do.
Those 30 mins are the most relaxing ones in my entire day. You can also make this time very productive by teaching her values, ethics, manners, difference between wrong and right, discipline, respect etc. If my daughter does something wrong or behaves in an inappropriate manner, this time becomes the perfect time for me to make her understand and realise about her mistake. Yelling and shouting at their mistakes doesn’t work these days.
- STOP COMPARING YOUR CHILD
Now this is again a very big mistake which we as parents make. It’s high time to understand that every child is meant differently, has inherited different traits and qualities of different parents. Latest studies have proved it that comparing your child leaves a bad impact on him/her. Let me share a story of my neighbour Shamita and her daughter Diya.
Diya and one of her cousins were preparing for an IIT entrance test. Unfortunately, Diya could not clear it even after 2 attempts, but her cousin did it at once. Her parents started comparing her with her cousin. Their every conversation would end up comparing both the kids. As a result, Diya went into depression, and totally lost herself confidence. She became very unconfident about her decisions. She required a medical help to recover from that phase of her life.
We as parents always want the best to happen in our child’s life, but this method of comparing children is clearly not working nowadays because the repercussions are very bad. Nowadays, it has become the most dangerous step towards raising a child.
- EXPRESS YOUR LOVE IN ACTIONS
My daughter loves it when I give her a hug or cuddle her. She respects me to another level, and this is what makes our bond so strong. Being a child, he/she cannot understand your feelings without being expressed. His/her mind is not yet developed much to understand the unexpressed thing. As a result, he/she will not be aware of your love for your child (regardless of how deeply you love him/her)
Parenting is not such a small topic to be discussed, rather, it is a very huge and important chapter in our lives which needs to be discussed in a huge crowd. The thing about parenting rules is there aren’t any. That’s what makes it difficult. But keeping your precious time in mind, I would like to end this conversation here. Hope it becomes a helpful and useful content for you all. And last but not the least, I want to wish you “HAPPY PARENTING”. Author – Ritisha Jain
How to visit London on a budget ? London is one of those cities that is on the travel list of many people. Being one of the cultural and historical centers of Europe, its value among the traveler’s remains etched forever. But the city is also one of the economic centers of the world and therefore, has huge costs on the services it provides both to the residents and the tourists. However, there are certain travelers that are limited on their budgets, but this doesn’t mean that they can’t explore London fully. Here are some tips that can help them in exploring the city within a limited budget.Read More
Visiting Cluster places
There is this obvious idea of planning the trip before entering the city and it is indeed very helpful. Since, London has a huge number of attractions and places to visit, travelers can easily fall into the trap of seeing everything at once and burning out without exploring properly. Thus, they should prioritize on visiting such locations that have maximum number of attractions nearby. This will not only save time but also a lot of money and there will be lesser or almost no zigzagging at all during the trip.
Using cycles to travel through London
It is one of the best ideas for exploring the great city. London has a system of providing cheap bicycles known as “Boris Bikes” that allow people to pedal their way through the city. These bikes can be picked up from any of the docking stations for less than about two pounds and park them back into another one at the destination. There are about seven hundred fifty docking stations and more than one thousand bikes. For travelers, this can be an excellent opportunity to explore every bit of London.
Go beyond the central regions
People usually only explore the center of the city and end up battling the crowds and wasting a lot of time and peace. Exploring some different sides of the city can be a different story altogether. Areas like Shoreditch, Hampstead, Greenwich, Stratford and Richmond have a lot to offer like massive parks, riverside pubs, top view of London city, local cuisines, Aquatic center of London and the epic Hampstead Heath.
Getting cheap accommodation
Acquiring cheap accommodation in such a busy city is not easy. However, one can lookout for some cheap hostels for tourists or if they don’t like the dorm beds then they can go for some capsule beds in some private dorms with multi-bed facilities.